Drinking thick, sweet Arabic coffee is a Sunday ritual for my family (after eating too much food!). Once the coffee is finished, I read everyone’s cups to entertain them and make them laugh. It’s what I am “famous” for at home. Sometimes, my coffee readings are spot on, and sometimes I am way off the charts. That's why I am sticking with my finance day job! 

When I read coffee cups, I usually see obstacles that prevent people from being content. Something or someone is blocking their happiness. My relatives eagerly listen to what I tell them and then reveal to me their real-life challenges. We discuss what they could do to overcome these obstacles. Our conversations touch on personal responsibility, how the way we view challenges affects the way we deal with them, and how our strengths and weaknesses play out in our lives.

How I would love to use my psychic gift in the finance sphere to make a bigger, faster difference to people’s lives! I could read my clients’ coffee cups in my meeting room and receive visions of their older selves – hopefully cruising the Mediterranean instead of lining up at a soup kitchen!

What do you think your financial future would look like? Wouldn’t it make our lives easier if I could get the coffee out and read your cup, so that we both knew what your financial destiny would be? If the cup says you will be wealthy, you could go ahead and prepare yourself for a life of abundance. If the cup says you will be financially insecure and living in poverty, you could accept your fate and walk away.

But would this be right? Is simply accepting fate the way we should live our lives?

 Of course not!

The key to your financial happiness is mindset

If we were to maintain the fatalistic belief that “what is written is written”, humanity would not have walked out of the jungle and created civilisation. Humanity has been gifted with an embedded program of challenging the status quo. This program is not for a select few – even though 2% of the elites want you to believe it is! It is for everyone. Each one of us has the power to change our lives. Each one of us can succeed. Everyone has the ability to make a difference to their world – and, with it, our world.

 So, how can you change your financial world?

 1.    Begin with an unwavering self-belief:

Like my relatives who believe in the power of the coffee cup, you must believe in the power you were gifted with the moment you were born. You must believe in yourself first. You must believe in your talent and what makes you unique. You must believe you have a life purpose – and you must share this purpose with others!

 This unwavering self-belief injects you with a renewed lease on life, where you and only you have the power to create the life you want. Strong belief in who you are and what you do infuses passion in your life and work. And with passion comes opportunities.

 2.    Know thyself – your strengths and weaknesses:

The second step to real, long-lasting change is to get to know yourself and your money story. What are your values, beliefs and thoughts around money? What is blocking your happiness? What are the obstacles preventing you from financial security? Listen to the money conversation going on in your head.

Knowing what kind of money person you are is also important. Understanding who you are allows you to take an active role in shaping your financial future. Building on your strengths, yet also being aware of your weaknesses, will help you achieve your financial goals and create the life you want.

I meet so many people who believe the answer to their financial problems is an expensive weekend seminar on investing and wealth building. Many finance “gurus” promise quick results that don’t make sustainable change. People’s mindset and values are ignored.

Like my coffee-cup readings, where it is revealed that happiness is something one must work on instead of wait for, financial independence doesn’t happen without having the right mindset. It doesn’t happen without understanding how your strengths and weaknesses impact your financial life.

What are your strengths and weaknesses when it comes to money?  

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Susan Wahhab — CPA, SMSF Specialist, Entrepreneur, Working Mum, Small Business Supporter — is Australia’s leading financial strategist and money mentor. She is the founder and managing director of accounting and financial services firm Winner Partnership (www.winnerpartnership.com).   

Susan is the author of the transformational and practical book Money Intelligence - Anchored in values. She believes that people can become financially liberated by developing a healthy relationship with money. learn more about being money intelligent at www.moneyintelligence.com.au.