How Can You Take Control of Your Money?

How Can You Take Control of Your Money?

A dear Irish client's dad once told him "one pound in, one pound and one pence out equals misery. One pound in, 99 pence out equals happiness." There you go, the world's money problems solved with a simple formula! So why do we have so many money problems?

I have been witness to the same money mistakes being made again and again. My vision is to help people have a healthy and powerful relationship to money where they are in control of their money rather than money controlling them. After 20 years, I realised the only way to achieve this vision, is to finally tell the truth. 

And the truth is that the current relationship many people have to money is "one pound in, one pound and one pence out". It's misery they become numb and used to. They become used to credit cards being used to finance lifestyle choices (including going on holidays). They become used to constant refinancing to consolidate an ever expanding consumer debt. They become used to living pay check to pay check. They become used to running their business on overdrafts, they become used to paying their tax debt in instalments, they become used to running their lives with all this financial stress and uncertainty hanging around their necks. One change (loss of job, loss of client contract, an illness) could tip them over the precipice. I have seen it and keep seeing it over and over while I continue giving band aid solutions to clients "urgent" money problems and withhold the truth. 

I can really see that "the truth can set all of us free" because only the truth can allow us to raise our awareness and feel the impact of our behaviours and habits on our mental and emotional health, on our authentic self and our natural state of happiness. So I continue to invite you to change your financial life and take control of your money, change your habits and set systems in place to pay down debt and start saving for your future. I will be holding a free Webinar on Wednesday 3rd October 2018, 7pm-8pm to share the 3 steps you need to make to take control of your money. 

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Here's what one participant shared about her experience in the course:
"The Money Intelligence course allowed us to finally get in control of our financial situation -  which we had been avoiding for years. Susan’s honest and practical approach enabled us to really face our “roadblocks” and to push through them. We now feel confident in our ability to provide for our future and for our children and retirement. Thanks to Susan we have savings in the bank, we are debt free and are about to purchase our second investment property."

Make Transformation stick
On Wednesday 3rd October 2018 (7:00PM - 8:00PM), I will be running a free webinar to share with you the 3 critical steps you need to take to master your money once and for all. No gimmicks, no get rich quick scheme, no tactics! You will discover the 3 steps to transform your financial life from the inside out. I will be available to answer any questions you have.  

REGISTER NOW

I hope to see you on the webinar. Let's have a discussion about how you can take control of your finances so that you fulfill your financial potential.


 Yours in Prosperity,


Susan Wahhab CPA
CPA | Financial Strategist | Money Mentor  
www.moneyintelligence.com.au

Master Your Money Webinar

Master Your Money Webinar 

Here is the link to the webinar I recorded last night. Sorry I laughed couple of times while talking about money! I couldn’t help myself. I try to be a serious accountant!

The 3 Steps to transform your financial life: 1. Uncover Your Money Story and rewrite your story for a new vision 2. Take extreme ownership of your finances 3. Super Charge your money making skills Register in the Money Intelligence Course and change your financial life https://www.moneyintelligence.com.au/mi-shop/money-intelligence-course

 

Join me and do the Money Intelligence Course... Transform your financial life...

I would love you to join me on this journey with a small and intimate group of clients and non clients. My track record, 25 years in business as an accountant, financial adviser and money mentor is your guarantee that I will deliver world class financial transformation. I have already done this with hundreds of clients. 

Here is a testimonial from one participant who did the course:
"I resisted doing Susan’s course for months because I actually believed nothing could help me except just more discipline. But after being in about $8500 of credit card debt for over 2 years, I’m happy to say that after implementing just a few of the money mindsets that Susan is teaching I was able to acknowledge my cycle with money and spending and am happy to say I am now $3000 away from being fully paying off my card (one pay check so one week away!) and have since reduced my credit limit from $9000 to $3000 which provided me with unexpected relief. I didn’t even utilise all the tips she gave, i.e. her comprehensive budget planner / but it has made a big difference. Thank you Susan" Lisa, Teacher

Invitation to Register...
The discounted fee for Singles is $798 and $1198 for couples for the 8 week course - which includes weekly group calls and 6 months support after the course. Bargain! Here is the link to register and find out more info on the course (you’re gonna love it!):

 https://www.moneyintelligence.com.au/mi-shop/money-intelligence-course

Once you register, I will need to spend 15-20 minutes on the phone/zoom with you to go through what you want to get out of the course so you can focus your energy on the outcome by the end of the 8 week course and the following 6 months. My mission is to get you on to the next phase of your life to secure your financial future. I will do my utmost to make this happen for you.

We are starting next week... 

The course is starting next week from 18th June 2018. I will need to organize the one on one call to get you started latest Tuesday 19th June. Would love to hear from you soon!

Paying it forward...

I will be offering this course free of charge to one more person in need. I have one spot left. If you are a refugee, indigenous Australian, single mum/dad or life "dealt you a bad hand", please email me at susan@moneyintelligence.com.au and tell me your story and why you want to do this course so badly. I am the grand daughter of refugees and a migrant. I have heard the stories of my grand parents hardships and I know how hard it is.  If you know anyone who is in need, please forward. 

Yours in prosperity,


Susan Wahhab CPA
CPA | Financial Strategist | Money Mentor  
www.moneyintelligence.com.au

Fulfil Your Financial Potential by Transforming Your Money Story

Fulfil Your Financial Potential by Transforming Your Money Story

For the past 6 months I have been running an online Money Course working with a small group of clients and non-clients on transforming their finances. And it's been a life changing experience not only for the participants, but also for me.

I got to hear in depth - from highly capable, award winning professionals, earning good income - their struggle with spending and borrowing money, their first childhood "encounter with money", their regrets over lost opportunities and their hopes and dreams for a better financial future.

Register for the Free Money Webinar and Master Your Money

Budget 2018 - Much Ado About Nothing! but more regulations

Budget 2018 - Much Ado About Nothing! but more regulations

Every first Tuesday in May, I make sure I spend time to listen to the budget changes that the government announces. This year I didn't bother! The changes bring nothing but an election sweetener and more compliance for small business. Nothing exciting about that! 

Here are the changes that you will need to know about whether you are working for someone, you work for yourself and/or you have a self managed super fund:

A New Year Resolution or Plan for Life?

A New Year Resolution or Plan for Life?

It’s the beginning of a new year, an ideal time to make New Year’s resolutions. Or is it?
 
I must admit, I often fail my New Year’s resolutions by the beginning of February – especially the “lose weight” one! I know the reason why. My New Year’s resolutions are usually weak, neither cemented in my core values nor my big-picture plans. I don’t even write them down! I realised that one BIG reason why New Year’s resolutions don't stick is our way of thinking:

“IT'S BEEN THIS WAY FOR SO LONG, I CAN'T IMAGINE IT WILL BE ANY DIFFERENT IN THE FUTURE.”

Wishing You a Resilient Christmas

Wishing You a Resilient Christmas

It's been a tough year. Not only for us here at Winner Partnership and Money Intelligence (we have problems too!) but for many people (clients and non clients) I know. I don't know about you but I will be glad to say goodbye to 2017 in couple of weeks and plan for a great year in 2018. 

I have been thinking the past two weeks what message I would like to leave you with before the year ends. In light of a few sad and hard luck stories I have heard this year (attempted suicide, suicide, nervous breakdown, death of a child, death of parents, failed investment, failed business venture), I would like to leave you with my thoughts on resilience. 

"The greatest glory in living lies not in never falling. But in rising every time we fall." Nelson Mandela

What you need to know to achieve financial success

What you need to know to achieve financial success

What do you want to achieve? It’s a big question. You’ve probably been asked it a few times during your life – by a boss, teacher, partner, friend. But have you ever asked it yourself – and truly thought about the answer?

Of course, achievement means different things to different people. Some people may think financial achievement means earning “a lot” of money. You may think it is getting a promotion, having a certain amount in the bank, or the ability to afford an overseas holiday each year.

It's not about money. It's all about Money Intelligence!

It's not about money. It's all about Money Intelligence!

In the beginning...

I began my business journey in 1995, while working full time for small accounting firms in Sydney. I drove around in my red Ford Telstar, doing people’s tax returns in their homes on weekends and in the evenings. Two years into the business, I bit the bullet and left the security of full-time employment for the bumpy, “joyful” ride of small business.

Will Your Retirement Be Super?

Will Your Retirement Be Super?

Worried if you will have enough money in retirement to maintain your current standard of living?  According to research by the University of Melbourne, 47% of couples and 88% of singles are NOT on track to retire on a "comfortable" income.  Take control and plan to secure your financial future. 

Why people struggle financially

Why people struggle financially

Stress caused by personal finances affects 49% of people surveyed according to the Australian Psychological Society (APS).  People can feel trapped and frustrated with their financial situation.  How do you find a way out?   

If you want to be successful, you need to know your money type

If you want to be successful, you need to know your money type

People often struggle in their careers because they don’t know their Money Type. Employers are also unaware of how their employees’ Money Type impacts their performance. How many skilled technicians end up struggling in managerial jobs? As one software engineer client told me, “I just want to go back to coding. I don’t want the extra money for a title. I don’t want to spend hours in meetings. I hate dealing with people!”  

Discover your Money Type and fast track your career.

Find Your Winner Circle & Build Your Wealth

Find Your Winner Circle & Build Your Wealth

Before I start this blog, I want to make sure you know what an Investorgetic® is. An Investorgetic® is a persona I created while writing Money Intelligence to counter the Consumerholic persona in our society. It's a term I coined that's made up of 2 words: investor and energetic. It means someone who is passionate about investing to build their wealth in a sustainable way. 

How your friends impact your wealth